• No deposit or prepayment required.
• No personal information required, just a first name to sign up.
• Limited to 5 people, to ensure everyone's questions are addressed.
• Workshops are open to students and professionals too.
• Please call 559-614-7729 to reserve a seat.
• Workshop A is 1 to 2 hours long, cost $300/person and only covers the 6 options (BK, IA, CNC, FP, LIAB, OIC).
• Workshop B is 2 to 3 hours long, cost $500/person and covers the 6 options and collection issues like liens, levies, financial information, appeals, statutes, TFRP and liabilities.
• Workshops are to inform people about collection options and issues, along with answering your questions.
• Cash is due upon arrival .
• Workshops are held at 2908 Ashcroft Ave, Clovis, CA 93611.
• Individual workshops provided at $400/$600 per workshop, please call 559-614-7729 to schedule.
• Women only workshops held on the first and last Wednesday of each month.
• Workshop A is held from 9:00 am to 11:00 am and from 2:00 pm to 4:00 pm on Tuesdays and Thursdays.
• Workshop B is held from 10:00 am to 1:00 pm on Mondays, Wednesdays, Fridays and Saturdays.
• Topics to be discussed:
• - collection options (IA/OIC/CNC/BK/FP/LIAB) and terms
• - financial information and what is included
• - levies/garnishments
• - liens and options
• - withholding and estimated tax payments
• - appeals, timely vs untimely
• - statutes (collection, refund and assessment)
• - payment options
• - Trust Fund Recovery Penalty (TFRP) explained
• - types of liabilitites and how to dispute

• No deposit or prepayment required.
• No personal information required, just a first name to schedule.
• Used to discuss available options and answer your questions.
• Used to complete and review financial statements, Form 433-A, Collection Information Statement.
• Used to complete and review Offer in Compromise, Form 656.
• Used to discuss budgeting.
• Cost is $300.00 per hour, cash due upon arrival.
• Consults usually last 1 to 2 hours.
• Please call 559-614-7729 to schedule One on One.
• One on One consults are held at 2908 Ashcroft Ave, Clovis, CA 93611.
• One on One consults can be scheduled Monday through Saturday from 9:00 am to 3:00 pm, based on availability.

February Budgeting Tip:

Working is hard, getting up every day, doing something you may or may not like each day and wondering when is it going to end. Maybe, start to look at work like an ends to a mean. In other words, consider the fruits of your labor. Take a squirrel, who collects nuts each day, and when winter comes he can enjoy the fruits of his labor. You are working and saving/investing, so you can enjoy the fruits of your labor when you retire. The more you save, the larger it grows, the earlier you can retire. This is your time to relax and enjoy, without worry. Keeping track and watching your investment grow will keep you motivated to work each day and maybe help you to spend less. The earlier you contribute and the more you save, the larger your nest egg will be, which answers the question, when will it end, hopefully at age 60 or 65 rather than 70 or 75. This is how your work can be a means to the end, a financially healthy retirement. Don't forget, by working you are also increasing your Social Security, which you can track and watch it increase year after year. You can do this. Good luck.